
Product Architect &
Engineering Leader
Transforming fintech, healthtech & edutech through AI/ML innovation and strategic architecture
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About Me
I build platforms that move money at scale—and the teams that make them possible.
As Deputy Vice President/Product Architect at Kotak Securities, I lead a team of 15+ engineers building systems that serve 4 million investors and 7,000 distributors. Over 8+ years in fintech, I've learned that getting things right isn't optional—especially when people trust you with their financial futures.
My track record speaks to impact: architected platforms that increased revenue by 50%, grew daily transaction volume by 300%, and accelerated go-to-market time by 50%. Before Kotak, I founded EdWit Edutech, scaling to 100,000+ monthly active users while consulting on 150+ features across multiple startups. I've taken products from whiteboard to acquisition (FundExpert Fintech to Kotak Securities) by deeply understanding both the technology and the customer pain points.
What sets me apart is my focus on AI-driven product innovation. I integrate intelligent systems into fintech platforms—leveraging AI APIs, building smart automation workflows, and creating data-driven features that enhance user experience and operational efficiency. Whether it's intelligent recommendations, automated compliance checks, or predictive analytics for investment patterns, I architect solutions where AI creates tangible business value.
Currently leading product architecture at Kotak Securities and passionate about conversations around fintech innovation, AI-powered platforms, engineering leadership, and building products that actually solve problems.
Skills & Expertise
AI/ML & Innovation
Architecture & Leadership
Technical Stack
Cloud & DevOps
Experience Highlights
Deputy Vice President/Product Architect
Kotak Securities Ltd.
AUG 2022 - PRESENT
- Managed team of 15+ engineers designing product architecture for 4M investors & 7K distributors
- Achieved 50% revenue increase and 300% surge in daily transaction volume
- Led backend development for Kotak Neo mutual funds, migrating 1M clients
- Drove 70% increase in monthly incremental SIP registrations
Founder/Technology Consultant
EdWit Edutech (OPC) Pvt. Ltd.
MAR 2018 - JULY 2022
- Built e-learning portal scaling to 100,000+ monthly active users
- Optimized platform achieving 40% faster response time & 80% organic traffic
- Provided technical consultancy on 10+ products and 150+ features
- Curated database of 15,000+ educational content pieces
Product/Tech Lead
Gumption Labs Software Solutions Pvt. Ltd.
MAY 2016 - FEB 2018
- Built multi-asset investment platform acquired by Kotak Securities
- Slashed go-to-market time by 50% through rapid development strategies
- Integrated 35+ AMC APIs for seamless mutual fund investments
- Developed smart assistant feature boosting transaction volume by 100%
Featured Projects

Kotak Connect Plus
A digital platform developed by Kotak Securities that enables mutual fund distributors to manage client portfolios and provide investment guidance at scale.
Impact:
Enabling 7000+ mutual fund distributors to effectively manage clients investments

Kotak Neo - Mutualfunds
Kotak Neo is the flagship trading and investment application of Kotak Securities, one of India's largest stockbrokers. The mutual fund integration initiative expanded the platform's capabilities beyond equity trading to include comprehensive mutual fund investment features.
Impact:
50% revenue increase, 300% surge in daily transactions

DCodeCare
Healthcare platform that simplifies cancer treatment in India by connecting patients with the best oncologists, hospitals, and diagnostic services based on their cancer type, stage, and budget.
Impact:
Empowering cancer patients with informed healthcare choices

FundExpert - Multi-Asset Investment Platform
White-label investment solution offering multi-asset investment capabilities. The platform features sophisticated risk profiling and delivers personalized investment recommendations- enabling mutual fund distributors to offer institutional-grade investment services under their own brand.
Impact:
Acquired by Kotak Securities, 100% transaction volume growth

IPJugaad
A comprehensive e-learning platform designed to democratize education by providing university students with hyper-local, tailor-made study materials at affordable prices and easy access.
Impact:
Empowering thousands of students with accessible education

Astute
A trading competition platform developed in collaboration with the CMT Association that enables students to learn trading through simulated competitions using live market data and virtual money.
Impact:
Educating future traders through gamified learning

TradersCockpit
Cloud-based technical analysis platform designed for day traders and analysts in the Indian stock market. The platform features advanced charting tools, customizable stock screeners with major technical indicators like RSI, MACD, and Moving Averages.
Impact:
Empowering traders with professional-grade trading tools

IIT Mock Portal
Mock test portal to simulate IIT JEE entrance exam.
Impact:
Helping students prepare for IIT JEE entrance exam
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Let's discuss how we can collaborate on your next project
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